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PILLAR 04 · Portfolio Intelligence

Your exposure.
In real time.

How many Greek tankers in the Black Sea this morning? What is your real concentration if a zone tips into sanctions? Will your reinsurance cover hold this quarter? Meridian answers before the question is asked.

Black Sea · concentration +14%
Greek tanker · Black Sea· +14% concentration
LIVE · AIS feed8 signals
Portfolio exposure heat-map · 24,832 vessels aggregated
Live · Pre-board exposure read

Stress your book.
Live. With your CFO in the room.

Click a scenario — the agent simulates against your real exposure and tells you what to brief the board.

Portfolio Intelligence · Pre-board briefing
REC ●SECURE · E2E
Audit trail · signed0 turns
Board view

Four reads on your portfolio.

Dynamic concentration

By flag, owner, vessel type, geography. Continuously updated from AIS.

Live stress tests

Simulate: 'OFAC adds 3 Russian ports tomorrow' → instant exposure, vessels concerned, capital impact.

Augmented IBNR

Statistical models fed by weak signals: emerging loss patterns surfaced 6–12 months ahead of market average.

Reinsurance capacity

Tracking of major retro layers and pool capacities. Alert if a layer becomes under-capitalised for your exposure.

Sample dialogue

A Claims Director prepares her board.

Eve of the monthly board. Margaret has 30 minutes to understand where her portfolio has moved since the last committee.

Portfolio briefing · T+0
SECURE · E2E
↳ Audit trail logged6 messages

See your portfolio through the Meridian lens.