Marine insurance has not disappeared.
It has to evolve.
This is the most important page on the site. This is where you decide whether you trust us.
Four convictions that shape everything we build.
Risk has accelerated
A sanctions decision in Washington can turn a 'clean' vessel into a USD 200M exposure in 48 hours. Classical actuarial models, calibrated on 30 years of history, do not see these ruptures coming.
The data exists — but is poorly used
Satellite + terrestrial AIS, beneficial ownership databases, sanctions lists, vessel registries, weather data, SAR imagery: it is all already available. The problem is no longer access — it is turning data into operational decisions.
Generative AI changes the cost structure
Reading 200 pages of survey, cross-checking 12 sanctions lists, drafting an instruction memo: what used to take hours now takes minutes. Not to replace experts — to give them back time for judgement.
The future will be more turbulent, not less
Decarbonisation, autonomous vessels, fragmented geopolitics, cyber risk on shipboard systems: the next decade will surface risks that do not exist today. Marine insurers need a data architecture that evolves faster than risk.
Three non-negotiable rules.
Augment, don't replace
A senior claims handler at a major insurer knows things no model will learn. Our job: give them the eyes of a satellite, the memory of a million cases, and the speed of an AI agent. Not to take their decision.
Built with the trade
Every feature passes through a panel of 5 claims/underwriting/compliance directors before shipping. No specs written in a vacuum by PMs who never opened a bill of lading.
Data sovereignty
All data stays in the entity's jurisdiction. On-prem, edge or private cloud deployment. No model training on your data without explicit, revocable consent.
Why trust us.
[First Last] — Founder
Ex-[Insurer / Broker / Consulting] · [N] years in marine liability
[Bio to be completed — 4–6 lines: career in marine insurance, reason for founding Meridian, personal conviction on what must change in the trade.]
Example: 'After [N] years at [organisation], I saw the same thing too many times: an alert that should have been detected 6 months earlier, a loss over-paid for lack of time to verify, a renewal mispriced for lack of real visibility. Meridian exists so those moments become the exception.'
Practitioner committee
Meridian is challenged by a committee of claims directors, underwriters and compliance leads from 5 marine insurance entities. They review every major release. [Names to be published after formal consent.]