Dark Fleet · STSDark fleet doubled twice in three years
Over 1,000 ageing tankers operating outside mainstream insurance. STS in international waters, opaque ownership, AIS spoofing — and your members may be moored next to them.
Agents live · 24,832 vessels monitored · 17 alerts / hour
Meridian · Real-Time Risk Intelligence
An agentic operating system
for marine insurance.
Six specialised AI agents built for marine insurers, mutuals and brokers. One agent per critical job — vetting, fleet monitoring, sanctions, claims, compliance, portfolio — wired into your existing process. Not another dashboard.
6
Specialised AI agents
<5%
Claims leakage target
87s
Full KYV profile
24/7
Fleet surveillance
Live
ALERT·MV ATHENA STAR · AIS gap 14h · Black Sea
VETTING·MV NEPTUNE I · ownership match (Cyprus holding)
CLAIMS·MV CARGO-EX · 47 containers · USD 11.2M reserve
OFAC·SDN list updated · 7 new entries · 2 portfolio matches
OK·Loss prevented · MV ARGO rerouted south · ETA +8h
PORTFOLIO·Stress test · 47 vessels · gross USD 312M
ALERT·MV ATHENA STAR · AIS gap 14h · Black Sea
VETTING·MV NEPTUNE I · ownership match (Cyprus holding)
CLAIMS·MV CARGO-EX · 47 containers · USD 11.2M reserve
OFAC·SDN list updated · 7 new entries · 2 portfolio matches
OK·Loss prevented · MV ARGO rerouted south · ETA +8h
PORTFOLIO·Stress test · 47 vessels · gross USD 312M
What we see, before you do
The shipping risk surface
has expanded faster than your tooling.
Watch an agent in motion: ask the question, choose the follow-up, see the decision build itself — with sources, confidence and audit trail.
Meridian KYV · Live underwriting
REC ●SECURE · E2E
Audit trail · signed0 turns
Dark Fleet · STS
Climate · ContainersClimate volatility, container losses
Atypical weather corridors, parametric triggers, lashing failures. The agent watches forecast windows against scheduled routes and pre-positions evidence.
Sanctions · TankersSanctions geometry redrawn
Iran, Russia, Venezuela, plus the next list. OFAC / EU / UK / OFSI updates merged in real time — across every vessel, every counterparty, every cargo.
The agent suite
Six agents.
One agentic OS.
Each agent owns a specific job-to-be-done. They share a common memory of your portfolio, an audit trail by default, and a language your teams already speak.
Agent 01
modular
Vetting & Know Your Vessel
Beneficial ownership across 14 registries, 10-year operational history, AIS behaviour, statutory certificates. A complete risk profile in under 90 seconds.
Explore agent
Agent 02
modular
Fleet Monitor
Continuous behavioural surveillance of every vessel on cover. Detects what an underwriter would catch on a good day — and what they'd miss on a bad one.
Explore agent
Agent 03
modular
Sanctions & Dark Fleet
AIS gaps, suspicious STS transfers, sanctioned port calls, GPS spoofing. Continuous OFAC / EU / UK / OFSI screening. One alert with a full investigation file.
Explore agent
Agent 04
modular
Claims Intelligence
Multi-language extraction of surveys, bills of lading, correspondent invoices. Triage, fraud detection, reserve recommendation, similar-case benchmark. Cuts leakage from 15% to <5%.
Explore agent
Agent 05
modular
Compliance Engine
Native audit trail, signed decision logs, jurisdictional rule packs. Alerts before the violation, not the morning after the fine.
Explore agent
Agent 06
modular
Portfolio Intelligence
Real-time concentration, what-if stress tests, augmented IBNR, reinsurance capacity tracking. A board pack on demand.
Explore agent
Modular by design
Pick one agent.
Or compose your own stack.
Each agent is a standalone module. Activate one to solve a single bottleneck — or assemble several to cover the full risk lifecycle. No platform lock-in, no all-or-nothing.
How the agents talk to your teams
Six jobs. Six dialogues.
One language: yours.
Meridian agents speak the way your underwriters, claims handlers, compliance officers and masters already speak. Not a generic chatbot. Not a help desk.
Vetting · Renewal pricing
↳ Audit trail logged2 messages
Sanctions · Critical alert
↳ Audit trail logged3 messages
Claims · New incident
↳ Audit trail logged3 messages
Fleet Monitor · Daily standup
↳ Audit trail logged2 messages
Compliance · OFAC list update
↳ Audit trail logged3 messages
Portfolio · Stress test
↳ Audit trail logged2 messages
The 2026 context
Shipping has changed.
Insurance has to keep up.
+940%
Dark fleet growth since 2022
— Lloyd's List Intelligence
$200B
Annual exposure of marine mutuals
— International Group
73%
Of major losses linked to human factor
— EMSA Annual Report
Shipowner-facing layer
And a portal for your
member shipowners.
Give your members a real-time view of their own risk: per-vessel score, proactive alerts, loss prevention recommendations. You strengthen the relationship, they reduce their loss frequency — and so do your payouts.
- White-label in your entity colours
- API for integration with members' systems
- Push notifications to the master on emerging incidents
- Audit trail compliant with MLC and ISM Code
Mei Lin Tan
CEO, Pacific Bulk Carriers · Hong Kong
“My captains get the alert before the agency does. That's worth the renewal alone.”
Live · MV ARGO
Force 9 ahead in 18h — 3 container loss incidents on this corridor in 2025.
Master push notification
↳ Audit trail logged3 messages
Investment
From €72k / year per agent.
30–50% below incumbent maritime SaaS for the same scope. Quoted per fleet size, agents activated and claims volume. Suite bundle (6 agents + Shipowner Portal) carries a structural rebate.
See the agents run on your fleet.
30 minutes. Your vessel list. We replay the alerts you would have received last month. No slide deck.